Debt Relief with a Fresh Start
Personal Bankruptcy Services
Overwhelmed by debt? Our personal bankruptcy services can help you find relief, regain control of your finances, and move toward a brighter future
Eligibility Assessments
We’ll help determine whether you qualify for Chapter 7 or Chapter 13 based on your financial situation.
Filing Support
Our team handles all paperwork, ensuring accuracy and compliance with legal requirements.
Debt Discharge Guidance
We help you navigate which debts can be discharged and work to maximize your financial relief.
Understanding Personal Bankruptcy
How do I know if I qualify for Chapter 7 or Chapter 13?
Eligibility depends on your income, expenses, and financial circumstances. We’ll perform a means test to determine your options.
Will bankruptcy stop creditor harassment?
Yes, filing for bankruptcy initiates an automatic stay, which legally prevents creditors from contacting you or pursuing collection efforts.
Can I include all my debts in a bankruptcy?
Not all debts are dischargeable. For example, student loans and recent tax debts may not qualify. We’ll review your debts and explain your options.
How does Chapter 13 bankruptcy work?
Chapter 13 allows you to consolidate and repay your debts over three to five years based on a court-approved plan.
Will my credit score recover after filing for bankruptcy?
Bankruptcy impacts your credit initially, but many clients rebuild their credit over time with responsible financial habits.